Long-Term Pool

The Long-Term Pool

The Long-Term Pool is intended for investment of long-term, permanent endowment funds. These are funds in which the principal is protected and grown over time and that provide annual income to the fund beneficiary.

Allocation – Approx. 63% in equity funds, 25% in fixed-income funds, 10% in alternative investment funds (real estate, hedge funds, commodities, etc.) and 2% in cash.

Risk Profile – Goal is to protect the principal of the pool, provide acceptable annual income to fund beneficiaries, and to provide capital growth of the pool.

Minimum Initial Investment – $5,000.00

Withdrawals – Automatic withdrawals of distributable income may be taken quarterly or annually. Other withdrawals may be made on demand once per month. Trustees may require advance notice of withdrawals depending on the size of the requested withdrawal.

Fees – Total annual fees assessed to the long-term pool, which include trustee, custodian, investment consultant, and fund manager fees, are approximately 1% of the pool’s value. TFE carefully manages the balance between active and passive investments to minimize fees.

Investment Returns as of September 30, 2024

Comparative Returns

Long-Term Investment Pool

Long-Term Total Policy (Benchmark)

1-year return

21.63%

24.04%

3-year return

4.45%

5.42%

5-year return

8.41%

8.87%

10-year return

7.37%

7.77%